Another year have passed. no more bidding or planning time table ( not that i got plan) for me. fully inducted into the working world... being financially independent. realised that being financially independent is not easy at all, there always seems to be so many things to pay and so many things to buy and monsy never seems to be enough. takes a lot o f planning and budgeting and alot alot of self control and discipline, which i think i totally lack last year... need alot more improvement this coming year. so my new year resolution:
开源节流= more money to spend and more money to save and more money to pay " loan shark"
--> more discipline and self control
lead a more healthy lifestyle ---> try to excerise more.
be happy ---> most important
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